Terms of Use

Agreement to Terms

By accessing and using the marsh-jay website ("Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with any part of these Terms, you must not use this Site.

Description of Services

marsh-jay provides financial management consultation and advisory services. The information presented on this Site is for general informational purposes and does not constitute personalised financial advice.

Eligibility

This Site is intended for users who are at least 18 years of age. By using this Site, you represent and warrant that you meet this age requirement.

Use of the Site

You agree to use this Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Site in any way that violates applicable laws or regulations
• Attempt to gain unauthorised access to any part of the Site or its systems
• Interfere with or disrupt the Site or servers connected to the Site
• Transmit any malicious code, viruses, or harmful components
• Collect or harvest any information from the Site without permission
• Use the Site to send unsolicited communications

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of marsh-jay or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not reproduce, distribute, modify, create derivative works from, or publicly display any content from this Site without prior written permission.

Disclaimer of Warranties

The information on this Site is provided "as is" without any warranties, express or implied. marsh-jay does not warrant that:

• The Site will be available at all times or operate without interruption
• The information on the Site is complete, accurate, or current
• The Site is free from errors, viruses, or other harmful components

Financial Information Disclaimer

The content on this Site is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. The information provided does not take into account your individual circumstances and should not be relied upon as such.

Before making any financial decisions, you should consult with a qualified professional who can assess your specific situation. Past performance is not indicative of future results, and individual outcomes may vary.

Limitation of Liability

To the fullest extent permitted by law, marsh-jay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use of or inability to use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorised access, use, or alteration of your transmissions or content

Indemnification

You agree to indemnify, defend, and hold harmless marsh-jay and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Site or violation of these Terms.

Third-Party Links

This Site may contain links to third-party websites or services that are not owned or controlled by marsh-jay. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on this Site. Your continued use of the Site following any changes constitutes acceptance of the new Terms.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including breach of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and marsh-jay regarding the use of this Site.

Contact Information

If you have any questions about these Terms, please contact us at:

marsh-jay Financial Services
47 Castle Street
Liverpool, L2 9UB
United Kingdom
Email: [email protected]